meet with our experts

At ONEFIRM FINANCE (U) LIMITED, our strength lies in our people. Our experienced team of financial experts is always ready to guide you toward smart borrowing, responsible repayment, and sustainable business growth. Whether you’re applying for a new loan, managing repayments, or exploring investment opportunities, our experts will give you the personal attention and advice you deserve.

We don’t just offer loans — we offer partnership, trust, and lasting financial growth.

Enyamu Thomas

C.E.O

Sengona Geofrey

Manager

Nim

IT specialist

Frank Johnathan

Credit officer

BRIDGING THE FINANCIAL GAPS

ONEFIRM FINANCE (U) LIMITED is a licensed micro-finance company based in Kayunga, Uganda, dedicated to bridging financial gaps for individuals, small businesses, and community enterprises.
We believe that access to affordable credit is the first step toward financial independence, business growth, and family stability..

highly rated, Fast & esteemed

From quick personal loans to business working-capital support, ONEFIRM FINANCE makes financing simple, fair, and fast.

full customer satisfaction

We walk with our clients—from loan application to repayment—helping them manage credit responsibly and plan for sustainable progress.

our latest news & blogs

Stay informed with the latest updates from ONEFIRM FINANCE (U) LIMITED.
Read inspiring client stories, financial education tips, and updates about our community projects, new loan products, and business growth opportunities across Uganda.

have any questions for us?

Have Any Questions For Us?

We’ve answered some of the most common questions our clients ask about our services, loan process, and repayment options.
If you don’t find your question here, feel free to contact our support team — we’re always happy to help.

What types of loans do you offer?

We provide short-term business loans, personal loans, salary advances, and asset financing — all tailored to meet your financial needs.

What do I need to qualify for a loan?

You’ll need a valid National ID, proof of income or business activity, a guarantor, and a filled loan application form. Additional requirements depend on the loan type.

How long does loan approval take?

Once all documents are submitted, approval takes between 24–48 hours. We value your time and ensure quick, transparent processing.

What are your interest rates?

Interest rates vary depending on the loan product and repayment period, but we maintain competitive and affordable rates that are clearly stated upfront.

How can I repay my loan?

You can repay via mobile money, bank deposit, or directly at our office. We provide flexible weekly or monthly repayment schedules.

Where is ONEFIRM FINANCE located?

Our head office is located in Kitwe, Kayunga District, Uganda, easily accessible in the town center. We also work with clients remotely across the country.

What are your working hours?

Our office is open Monday to Saturday, from 8:00 AM to 6:00 PM.
You can also contact us on WhatsApp anytime for urgent assistance.

How Can i Apply for a Loan

Applying for a loan with ONEFIRM FINANCE (U) LIMITED is quick, transparent, and stress-free.
You can complete the entire process online, via WhatsApp, or at our office in Kayunga.

you can alternatively click on the link below

Apply


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